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LOAN RATES
Effective date: September 1, 2010
Personal Loans |
| Maximum Term |
APR* |
Cost/$1000 Borrowed |
| 48 Months |
|
As Low As 10.25% |
48 Mthly pmts of $25.48 |
| New Autos, Trucks & Vans - 2009 & 2010 (Up to 110% of purchase price, less factory rebate, including tax, license and warranties. |
| Maximum Term |
APR* |
Cost/$1000 Borrowed |
| 48 Months |
As Low As 4.15% |
48 Mthly pmts of $22.65 |
| 60 Months |
As Low As 4.15% |
60 Mthly pmts of $18.48 |
| 72 Months* |
As Low As 4.20% |
72 Mthly pmts of $15.74 |
| *Minimum balance financed $15,000 |
| 84 Months** |
As Low As 5.00% |
84 Mthly pmts of $14.13 |
| **Minimum balance financed $25,000 |
| Used Autos, Trucks & Vans - Up to 110% of high blue book |
| Maximum Term |
APR* |
Cost/$1000 Borrowed |
| 48 Months |
As Low As 4.90% |
48 Mthly pmts of $22.98 |
| 60 Months |
As Low As 4.90% |
60 Mthly pmts of $18.83 |
| 72 Months* |
As Low As 5.25% |
72 Mthly pmts of $16.22 |
| *Minimum balance financed $15,000 - 2004 or newer |
| New Recreational Vehicles (2008 thru 2010, Up to 100% of purchase price, less factory rebate, including tax, license & warranties) |
| Maximum Term |
Min Loan |
APR* |
Cost/$1000 Borrowed |
| 60 Months |
$5,000 |
As Low As 5.40% |
60 Mthly pmts of $19.06 |
| 72 Months |
$15,000 |
As Low As 5.50% |
72 Mthly pmts of $16.34 |
| 84 Months |
$25,000 |
As Low As 6.00% |
84 Mthly pmts of $14.61 |
| 120 Months |
$30,000 |
As Low As 6.40% |
120 Mthly pmts of $11.30 |
| 144 Months |
$30,000 |
As Low As 6.75% |
144 Mthly pmts of $10.15 |
| Used Recreational Vehicles (2000 or newer, Up to 100% of high blue book) |
| Maximum Term |
Min Loan |
APR* |
Cost/$1000 Borrowed |
| 60 Months |
$5,000 |
As Low As 6.50% |
60 Mthly pmts of $19.57 |
| 72 Months |
$15,000 |
As Low As 6.75% |
72 Mthly pmts of $16.94 |
| 84 Months |
$25,000 |
As Low As 7.75% |
84 Mthly pmts of $15.46 |
| 120 Months |
$30,000 |
As Low As 7.90% |
120 Mthly pmts of $12.08 |
| 144 Months |
$30,000 |
As Low As 8.00% |
144 Mthly pmts of $10.83 |
| New Boats (Unregistered, up to 80% total purchase price) |
| Maximum Term |
Min Loan |
APR* |
Cost/$1000 Borrowed |
| 60 Months |
$5,000 |
As Low As 5.50% |
60 Mthly pmts of $19.10 |
| 72 Months |
$15,000 |
As Low As 5.75% |
72 Mthly pmts of $16.46 |
| 84 Months |
$25,000 |
As Low As 6.00% |
84 Mthly pmts of $14.61 |
| 120 Months |
$30,000 |
As Low As 6.50% |
120 Mthly pmts of $11.35 |
| Used Boats (Previously registered, up to 80% total purchase price) |
| Maximum Term |
Min Loan |
APR* |
Cost/$1000 Borrowed |
| 60 Months |
$5,000 |
As Low As 5.70% |
60 Mthly pmts of $19.19 |
| 72 Months |
$15,000 |
As Low As 5.90% |
72 Mthly pmts of $16.53 |
| 84 Months |
$25,000 |
As Low As 6.25% |
84 Mthly pmts of $14.73 |
| 120 Months |
$30,000 |
As Low As 6.75% |
120 Mthly pmts of $11.48 |
| New Motorcyles 1200 cc's and over |
| Maximum Term |
APR* |
Cost/$1000 Borrowed |
| 72 Months |
|
As Low As 5.30% |
72 Mthly pmts of $16.24 |
| Used Motorcyles 1200 cc's and over |
| Maximum Term |
APR* |
Cost/$1000 Borrowed |
| 72 Months |
|
As Low As 5.50% |
72 Mthly pmts of $16.34 |
| Home Equity Loan |
| Term |
APR* |
Cost/$1000 Borrowed |
| 7 Years |
As Low As 6.49% (Fixed rate) |
| 15 Years |
As Low As 7.40% (Fixed rate) |
| VISA Credit Card |
| Term |
APR* |
Cost/$1000 Borrowed |
| Revolving |
15.49% (Fixed rate) |
| Quick Line of Credit / Overdraft Protection for Share Draft Checking Account |
| Term |
APR* |
Cost/$1000 Borrowed |
| Revolving |
14.00% |
* Annual Percentage Rate
All loans subject to credit approval. The Annual Percentage Rate on designated loan types will be determined by: 1) the credit history of the applicant(s), 2) the terms of the loan, and 3) the dollar amount financed. All loan rates subject to change without notice. Certain restrictions may apply.
Loans also available for:
| Personal Computers |
Certificate Secured Loan |
| Share Secured Visa |
First Mortgage Loans |
| Share Secured Loan |
Home Equity Line of Credit |
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